More Options. More Savings.

We impartially shop multiple insurance companies to find you the right coverage at the best price.

About Us

It's more than Insurance.
It's your Legacy.

Legacy Insurance was established in 1985 by Bill Jackson who sold it to his right hand woman, Courtney Watkins and her Husband, Tyler Watkins in 2019. Today we are proud to provide insurance and financial solutions to more than 5,000 individuals and businesses throughout the Delta. We are committed to building a solid relationship with customers through practical solutions and excellent service.

Our agents are independent insurance agents. We don’t work for any one insurance company; we represent several different companies. This allows us to focus on providing you with the right amount of insurance and the right type of coverage for your needs.

We are a member of the Independent Insurance Agents and Brokers of Arkansas.  Anyone can sell you insurance but no one can provide you with the knowledge and integrity Legacy Insurance provides.

What We Offer

At Legacy Insurance Group we offer a variety of products and can shop around to find the best fit for your needs. Check our products below, and if you don’t see it, give us a call! We will find it.

Home Insurance

Car Insurance

Umbrella Insurance

Life Insurance

Renters Insurance

And More!


Our Team

Our goal is to build long term relationships with our customers. We are available when you need us, to help solve any insurance issues, to be your liaison in the event of a question on the claim or representation. We are ready to help our clients with any concerns they may have. As agents, we are proud to set the standard for excellence in the service industry.

Courtney Watkins, AFIS, CLCS

Principal Agent


Have any questions?

Check our FAQ

You are more than welcome to give us a call during office hours at 870-935-7554! Or, you can visit our request a quote form.

No. While we do work with Nationwide, we are able to sell products from a wide variety of companies – allowing customers to mix and match to truly get the best deal!

Yes! We are proud to be locally owned and operated, and we guarantee when you call our number you will be greeted with friendly, local service.

Please contact our office at 870-935-7554 and a representative will assist you in getting a resolution as quickly as possible.

Comprehensive Coverage helps to repair or replace your car if its stolen or damaged by something other than a collision. It also covers theft and damage from vandalism, or natural disasters, falling objects, fire, hail, flood or animals.

Collision Coverage helps pay to repair or replace your vehicle if it’s damaged or destroyed in an accident with another car or object regardless of who is at fault, up to your car’s actual cash value minus your deductible. If you have financed your vehicle, Collision Coverage is typically required by your bank. If you own your vehicle, collision coverage is optional, however just like with Comprehensive Coverage the question is: “Would you be able to afford the repairs out of your own pocket?” If the answer is not comfortably “No”, Collision Coverage is definitely something to consider.

Liability Coverage helps pay for the other driver’s expenses if you are at fault in a car accident. It does not cover your own vehicle. There are two types of liability: Bodily Injury and Property Damage. Bodily Injury helps pay for the other driver’s medical bills, lost income, and emergency care if they’re hurt in the car accident and you’re at fault. Property Damage Liability helps pay for repairs if you damage some else’s property, like their car or even their fence, home, etc. Liability Coverage is required by Arkansas Law and subject to limits, which is the maximum amount your insurer will pay. Due to the high cost of new vehicles, if you drive a new car it’s a good idea to have more than the state minimum limits to help protect yourself.

When people use the term “full coverage” they usually mean a combination of coverages like: Liability, Comprehensive, and Collision Coverage, but “Full Coverage Insurance” doesn’t actually exist.

A standard policy includes four key types of coverage: dwelling, other structures, personal property and liability. Below are some examples of each.

Dwelling: If your home is damaged by a covered event like strong winds, dwelling coverage could help pay to repair it.
Other Structures: If a detached structure like a shed is damaged by a fire, other structures coverage can help pay for repairs.

Personal Property: Personal Property Coverage protects what is inside your home like electronics, furniture and clothing and can pay for replacement if such items are stolen or damaged.

Liability: If a visitor is injured at your home or you accidentally damage another person’s property, liability coverage can help cover the related expenses.

If your home incurs water damage that is sudden and accidental, your homeowner’s insurance may provide coverage for the damage in those situations. If the damage results from an unresolved issue such as a continuous leak near a faucet, your homeowner’s insurance usually will not cover the resulting damage. Homeowner’s insurance does not cover water backup from an outside sewer or drain. However, you may add optional water backup coverage to your policy.

Flood Damage Is not covered by a standard homeowner’s insurance policy. However, you may be able to purchase flood insurance through the national flood insurance program.

Earthquake is not covered by a standard homeowner’s insurance policy. However, you may purchase optional earthquake coverage.


Client Feedback

Great people you can trust. Very helpful and knowledgeable, will get you covered with what fits you best. Hands down the best insurance agents I’ve ever dealt with.
— Daniel Miller
The Legacy Insurance Group is top notch!! Their response time and knowledge is impeccable and their rates are very hard to beat! I do a ton of business with them and will not go any where else!! I strongly recommend them!
— Cassie Kersey
Wonderful company owned by wonderful people! They will do their best to help you save money and make the entire process as easy as possible for their clients.
— Lindsay Miller
Great group of people! All of them are welcoming and helpful. Especially Barbara, she helped us so much with everything we threw at her! They're always looking out for what's best for you and so professional but relatable. Definitely a business that deserves for you to give them a try with all your insurance needs! Very knowledgeable in every category and will hook you up!
— Emily Burke
Legacy Insurance Group is hands down the best! Whether for a business or for your personal property; they go above and beyond for every client, every time! The Legacy team is simply the greatest!
— Johnna Rogers
We are excited to be new Legacy customers. They were diligent and responsive to meeting our home and auto insurance needs. All questions and concerns were thoroughly addressed, and they were able to also save us a lot of money on our policies without compromising quality. We look forward to our relationship with a solid family-owned business and agents who exhibit the utmost integrity and professionalism.!
— Ashley King


Get in Touch

We're here to help!
Call (870) 935-7554

Get a quote today!

Call Us

(870) 935-7554

1901 East Nettleton Jonesboro, AR 72401

Give us a call!