Credit Fire Class (Jonesboro is Class 1) Property Condition Wood Burning Fireplaces Bundles (Home & Auto) Exterior Walls (brick is typically a lower rate than vinyl siding) Alarm Systems (monitored = best discount) Roof Age (must be less than 15 years & a new roof gets lowest price)
Swimming Pools
Swimming Pools Above Ground Requirements: 4’ Fence or Removeable Locking Ladder Required (no slides or diving boards)
In-Ground Requirements: 4’ Fence or Motorized Cover (diving board must be less than 20” and water must be 8’ Deep)
Trampolines
Need a full enclosure
Flood Insurance
FHA is now required to accept private flood insurance Private Insurance is a more affordable option Both are Rated on the elevation of lowest floor ie: Basements increase cost